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Insurance Telematics

Lower premiums with safer driving
About Insurance Telematics

Insurance telematics provides the means for both the insurer and the fleet operator to better manage driver behaviour, in turn this dramatically reducing loss ratios as a result of accidents. It allows insurers to provide a more tailored approach to premiums associated with an individual’s risk profile, saving you even more money for safer and more efficient driving practices.

The data is also utilised to more accurately reconstruct accident scenes, making it easier and faster to evaluate claims.

Intelligent Insurance with Cartrack

Benefits of insurance telematics
Merging AI with Telematics
How insurance telematics works
Information for Education and Cost Saving

Once we professionally install our in-house developed telematics hardware into your vehicle, you can start receiving reports on driver behaviour. These reports are compiled using algorithms that assess many key driving habits and behaviours, such as speeding, harsh braking, number of hours and kilometres driven in a month and specific times of day spent on the road. With this wealth of data, you are in a much better position to enforce and educate your drivers on better and safer driving habits. Experience shows that drivers will even change their habits automatically once they are aware that they are being closely monitored. This results in an insurance policy that is tailored according to your drivers’ driving behaviour and lower insurance premiums due to the implementation of safer driving habits.

Additional Safety Advantages

In cases of vehicle accidents, we will create an accurate crash reconstruction report using your vehicle’s key metrics prior to the crash, leading to easier, faster and, more successful claims. Cartrack insurance telematics data will also add more credibility to theft insurance claims, ensuring that you always have what you need for a more successful claim.

To keep your team safe and assets secure, receive additional Stolen Vehicle Recovery (SVR) and Crash Alert features, ensuring that you are always protected in accidents or situations of possible vehicle theft.

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Features and Add-Ons

Cloud-Based Solutions
Always stay plugged into your fleet with our Software-as-a-Service (SaaS) platform, which gives you access to all of your data no matter where you are. Rest assured that all your valuable data will be backed up securely, saving you not just time, but storage costs as well.
Hour meter
Effectively monitor and measure the operating hours of your plant and equipment, thereby enabling you to determine utilisation, service intervals and billable hours.
Compatible with all major vehicle brands
You can be sure that at Cartrack, we are as flexible as any fleet can be. Having successfully tried and tested our hardware on every major vehicle brand, you can be assured that we have a solution that is right for you.
Multi-platform software
There is no need to feel restricted to using one type of device for your business operations. We have applications for iOS, Android and online solutions for desktop, which makes it easy and seamless to switch from one device to the other.
User hierarchies
Assign unlimited users to specific hierarchical clearances depending on viewing and managing specific vehicle groups or features, maintaining your internal privacy and security.
Real-time event based tracking
With our unique and comprehensive event-based algorithms, you can track your fleet’s important movements in real-time and gain reliable and actionable data.
Lifetime hardware warranty
Don’t pay good money for hardware that is made cheap. We design, develop and manufacture all of our tracking and telematics units in-house, which allows us the security to give you a lifetime hardware warranty on the best quality possible while still offering competitive prices
Free software upgrades
Included in all of our packages is a lifetime commitment to offering you the best possible software at any given point, at no additional cost. This means that when we improve and update our systems, you’re also updated and receive the benefits of savings and continuous improvements.
Free Application Programming Interface (API) Integration
Easily integrate Cartrack solutions with any in-house ERP system. Standard web-services (both SOAP and REST included) feed real-time data into your internal systems, enhancing your operational speed and information processing time.
Driver scorecards
Cartrack gives you the advantage with included Artificial Intelligence (AI) analysis of driving behaviour, allowing you to manage your costs better by minimising driving styles that cause greater maintenance requirements and fuel usage.
Advanced reports
Set up advanced reports that will automatically be sent to you. Reports can range from simple driver logs and distances travelled to in-depth fuel efficiency evaluations and risk management summaries, giving you unprecedented control over your biggest cost drivers.
Alerts
Customise your alerts and how you receive them. Get alerts on speeding, harsh braking or cornering, idling, geofence exit and entry, unscheduled usage and many more. All alerts can be sent to any device or platform through email, RSS feeds or SMS.
Simple software user interface
Fully redesigned and upgraded software makes it simpler to manage your fleet, at no additional cost.
Predictive maintenance
Predict when vehicles will need a service maintenance, through use of mileage, harsh engine usage and driver behaviour reports, allowing you to better plan for the lifespan of your assets.
Map Points Of Interest (POI) and Geofences
Label important POI and geofences for your business and track how often your vehicles travel to and spend time at these places, allowing you to appropriately manage future resources and more accurately calculate the true cost of deployment to different locations.
Location history
We store all vehicle location and incidents for five years so that you always have access to what you need.
Driver ID tags
Get access to the ability to track your drivers, no matter which car they are assigned to in a day.
Advanced fitment techniques
All fitments are performed by highly trained in-house fitment teams, thereby ensuring that you get the highest level of support and service from the start.
24/7 Support
We recognise that accidents and errors that need attention don’t only happen on the clock; that’s why we are always available to help you, no matter what time it occurs.
Vehicle and driver grouping
Easily organise your vehicles and drivers by grouping them into specific functions or teams. For example, group your sales team separately to your logistics trucks for more specific and relevant reports and analysis, and do likewise with stationary assets from your vehicles.
Cross-border compatibility
No need to feel restricted in your operations – we are with you no matter the location, providing a service that extends across our offerings to our Stolen Vehicle Recovery (SVR) solutions.
Dashboards
Get powerful, fast glances at your fleet’s productivity and movements, saving you time and keeping you updated in a user-friendly manner.
CAN Bus Integration
Get connected and allow a variety of vehicle performance data to be downloaded in real-time for monitoring and analytics.
Start Inhibit
Prevent unwanted driving, with a start inhibit that safely and effectively disables vehicle start up on demand.
Global Fleet Management
With Cartrack, we’re as international as your fleet is. Cartrack is globally compatible, giving you total operational coverage.
Fuel Monitoring
Remove the obscurity of fuel costs. Monitor exactly how much fuel each truck and driver use in order to efficiently manage your fuel consumption and deter possible theft.
Temperature Monitor
Never lose perishables again. Get instant alerts if cold trucks are out of optimal temperature range, and assure customers of your product quality.
Routing
Easily set predefined routes for your vehicles to be alerted of deviations. Reduce wastage in operating costs and ensure that drivers are sticking to the task at hand and cargo stays on route.
Remote Logbook
Effortlessly log personal or business trips with a click of a button. Make managing both internal and tax compliance quick, easy and accurate.
SVR
Upgrade your vehicle security and get total peace of mind, with Cartrack’s industry-leading stolen vehicle recovery services.
Communicator
Increase communication between your logistics operators to ensure that your drivers, dispatchers and task managers are always in sync and operating with total efficiency.
Mi-Fleet
Quickly integrate Cartrack’s advanced vehicle cost accounting software to ensure that managing your fleet’s costs is completely hassle-free and transparent.
Fleet Management
Lower costs and increase sales by using a host of productivity solutions that increase your fleet’s efficiency.
Panic Button
In an emergency, the press of a button will instantly send a silent alert to the Cartrack 24/7 control room and an operator will provide assistance.

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